The periods in Michigan
| Claim | Period | Statute | From March 15, 2026 |
|---|---|---|---|
| Written contract | 6 years | MCL 600.5807(9) | March 15, 2032 |
| Oral contract | 6 years | MCL 600.5807(9) | March 15, 2032 |
| Property damage | 3 years | MCL 600.5805(2) | March 15, 2029 |
In Michigan, the time limit to sue is 6 years for a written contract, 6 years for an oral contract and 3 years for damage to property. Each period runs from the date the claim arises, which statutes usually call the date the cause of action accrues; in the ordinary case that is the day of the breach or the damage.
A written contract and an oral contract: MCL 600.5807(9) reads “The period of limitations is 6 years for an action to recover damages or money due for breach of contract that is not described in subsections (2) to (8).”
Damage to property: MCL 600.5805(2) reads “the period of limitations is 3 years after the time of the death or injury for all actions to recover damages.”
Michigan gives written and oral contracts the same 6 years, so whether the deal was put on paper does not change the deadline here.
Worked dates for a claim that arose on March 15, 2026: a written contract reaches its 6 years on March 15, 2032, an oral contract reaches its 6 years on March 15, 2032 and damage to property reaches its 3 years on March 15, 2029. Tolling rules (for example while a defendant is out of state, or for a minor) can extend a period, and some claims run from when the harm was discovered; the dates show the plain count only.
Among the 34 jurisdictions verified here, 6 allow longer than 6 years on a written contract and 12 allow less (median 6 years). For property damage, 8 of 33 give less than Michigan's 3 years (median 3 years). Massachusetts, New York and Vermont have the same three periods.
Neighbouring states with verified periods (written / oral / property): Ohio 6 / 4 / 2 and Wisconsin 6 / 6 / –. Which state's period applies to a dispute that crosses a border is itself a legal question.
MCL 600.5807(9) does not distinguish written from oral contracts. Subsection 600.5805(2) is the general three-year period for injuries to persons or property.
The time limit is the same whichever court hears the case. A claim of $7,000 or less can be filed in Michigan small claims (small claims limit), and it must still be filed inside the period above.
Sources: Michigan Legislature, MCL 600.5807; Michigan Legislature, MCL 600.5805 · last checked October 21, 2026.
Before the deadline
A limitation period is a cut-off for filing, not a measure of whether a claim is good. The guide on how limitation periods work explains accrual, tolling and the difference between written and oral contracts, and the small claims filing guide covers the next step.
Questions
What is the statute of limitations for breach of contract in Michigan?
6 years for a written contract (MCL 600.5807(9)) and 6 years for an oral one (MCL 600.5807(9)).
How long do I have to sue for property damage in Michigan?
3 years under MCL 600.5805(2).
When does the clock start?
When the cause of action accrues, usually the date of the breach or the damage. A claim that arose on March 15, 2026 reaches the Michigan periods on March 15, 2032 (a written contract), March 15, 2032 (an oral contract) and March 15, 2029 (damage to property).